Commercial Loan Brokers Perth
InvestEquity commercial finance brokers can access over 75 of Australia’s leading lenders including major and mid-cap banks, non-bank, specialised and private lenders, giving you access to thousands of different loan products.
Access commercial finance options tailored specifically to your needs.
With our extensive network of lenders, we can find the perfect solution for you.
Commercial Loan Broker services we can assist with include:
- Commercial Loans
- Equipment Finance
- Commercial Property Loans
InvestEquity Brokers offer:
- A no-cost assessment to evaluate your commercial loan or business loan enquiry.
- Professional communication and ongoing support.
- Simplified and streamlined broker process.
Our goal is to help borrowers find suitable commercial lending products and assist in securing finance that aligns with their financial needs and goals.
What is the commercial loan application process?
Initial Consultation Meeting:
Borrowers meet with a commercial loan broker for an initial consultation. During this meeting, the broker gathers information about the borrower’s goals and financial situation.
Document Submission:
Borrowers submit supporting documentation. This may include proof of income, bank statements, and other financial records. This documentation is crucial for the commercial loan application process.
Pre-Qualification:
Based on the information provided, the commercial loan broker assesses the borrower’s eligibility for a commercial loan and completes a pre-qualification assessment.
Commercial Loan Market Analysis and Loan Selection:
The commercial loan broker then analyses the market to identify suitable commercial loan products and considers lender policies, interest rates, features, and the borrower’s eligibility.
Property Valuation (if applicable security):
The commercial loan broker or applicant organises a property valuation to ensure the property’s value aligns with the loan amount.
Loan Application Submission:
The commercial loan broker submits the loan application to the chosen lender on behalf of the borrower.
Lender Assessment and Approval:
The lender assesses the borrower’s application and makes a decision.
Conditional Approval and Final Checks:
The lender provides conditional approval, subject to meeting specific conditions. The broker assists the borrower in fulfilling these conditions, such as providing additional documentation.
Formal Approval:
Once all conditions are met, the lender may grant formal approval.
Lender Offer and Acceptance:
The lender then issues a formal commercial loan offer detailing their terms and conditions.
Loan Settlement:
The commercial loan broker assists in the settlement process, working with the borrower, the lender, and other parties involved. This includes finalising legal and financial aspects.
Post-Settlement Support:
After settlement, the commercial loan broker continues to provide support and assistance. They can help with any post-settlement inquiries, refinancing options, or changes to the loan structure.